As your finance partner, we’ll help you build your home one brick at a time and we’ll support you to make your journey of building a home as hassle-free as possible.

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How it works

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What you get
  • Convenient and flexible repayment terms from 6 months to 30 years
  • Competitive floating interest rates as from 4.40% per annum.
  • Annualised Percentage Rate (APR) as from 4.50%
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What you need to know
  • The home loan is suitable for anyone who wants to build a home
  • We can finance up to 100% of the cost of your project
  • Your loan will be paid in instalments based on satisfactory progress of works
  • Your home or cash can be used as collateral
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What to bring when you apply
  • National identity document or passport (for borrower/s and guarantor/s)
  • Utility bill not older than three months at time of application
  • Last three months’ bank statements
  • Latest salary slip
  • Last 12 months’ salary slips if regular other income is obtained (e.g. overtime/commissions/travel allowance)
  • Letter from your employer confirming permanent employment if your length of service is six months or less
  • Contract of employment if you are working under contract
  • Marriage Certificate (where applicable)
  • Title deed
  • Construction plan

All documents are required in their original form. The list of required documents mentioned above is indicative only. The Bank may at any time request additional documents or information to process your application(s).

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Tel: +230 402 1000
(24/7 Contact Centre)


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