With our low and competitive interest rates and generous loan repayment terms of up to 30 years, ease your cash flow by switching your loan to us.

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How it works

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What you get
  • Convenient and flexible repayment terms from 6 months to 30 years
  • We even pay your registration fees on the loan amount being bought back from another financial institution
  • Competitive floating interest rates as from 4.40% per annum
  • Annualised Percentage Rate (APR) as from 4.50%
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What you need to know
  • The home loan is suitable for anyone who wants to switch his/her loans to Barclays
  • We buy back 100% of your outstanding balance
  • Your home or cash can be used as collateral
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What to bring when you apply
  • National identity document, passport or driving licence (for borrower/s and guarantor/s)
  • Utility bill not older than 3 months at time of application
  • Last 3 months’ bank statements
  • Latest salary slip
  • Last 12 months’ salary slips if regular other income is obtained (e.g. overtime/commissions/travel allowance)
  • Letter from your employer confirming permanent employment if your length of service is 6 months or less
  • Contract of employment if you are working under contract
  • Marriage certificate (where applicable)
  • Title deed
  • Certificate of outstanding balance from other institution

All documents are required in their original form. The list of required documents mentioned above is indicative only. The Bank may at any time request additional documents or information to process your application(s).

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Tel: +230 402 1000
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